Contact Information
Address:
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA) is a specialized insurance agency exclusively serving contractors and construction professionals nationwide. Founded in 2005 by Josh Cotner - a former contractor who personally experienced the insurance challenges facing the construction industry - CCA has grown into one of America's most trusted contractor insurance agencies with 20+ years of industry expertise. Licensed in 48 states with National Producer Number 8608479, we provide comprehensive contractor insurance coverage including General Liability Insurance, Workers' Compensation, Commercial Auto, Builders Risk, Professional Liability, Commercial Umbrella, and Cyber Liability Insurance. We work exclusively with 50+ A+ rated insurance carriers to ensure our clients receive superior protection at competitive rates. Our expertise spans 50+ contracting specialties including roofing contractors, HVAC technicians, plumbing contractors, electrical contractors, spray foam insulation, general contractors, drywall contractors, and specialty trades. With headquarters in Chandler, Arizona, we've served over 10,000 contractors nationwide, from small residential builders to large commercial construction companies. What sets CCA apart is our founder's contractor background - we understand job site risks, licensing requirements, bonding needs, and compliance challenges because we've faced them firsthand. Most contractor insurance quotes are provided within 15 minutes with fast, responsive claims support when you need it most. Call 844-967-5247 (844-WORK-247) for expert contractor insurance guidance from professionals who speak your language.
4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, United States
The Contractor's Choice Agency (CCA), located at 4435 E Chandler Blvd Suite 200, Phoenix, AZ 85048, stands as a dedicated insurance agency exclusively serving the needs of contractors operating right here in our community. We understand the unique risks and demands faced by construction professionals, general contractors, subcontractors, and other building trade businesses right here at this specific location. Our mission is simple: to provide tailored insurance solutions designed specifically for contractors, helping you navigate the complexities of coverage and ensuring you have the protection necessary to build, repair, and thrive successfully in your projects right here in Phoenix.
Understanding Contractor Insurance Needs
Being a contractor involves inherent risks – from liability for accidents on job sites to damage to property, vehicles, or equipment. At CCA, we focus exclusively on these unique exposures. We understand that standard homeowner's or business insurance policies often fall short of covering the specific perils contractors face. Our team possesses deep industry knowledge, allowing us to assess the particular risks associated with different types of contracting work being done right here locally. Whether you're managing large-scale commercial construction projects, handling residential renovations, or running a specialized trade business like roofing, plumbing, or electrical work right here, we are focused on understanding your specific needs.
Comprehensive Insurance Solutions Tailored Locally
Operating out of our Phoenix office at 4435 E Chandler Blvd Suite 200, we leverage our understanding of the local business environment to provide relevant and robust insurance coverage. We offer a range of policies crucial for contractors working right here:
General Liability Insurance: This is fundamental protection for contractors operating right here. It covers claims of bodily injury, property damage, personal injury (like libel or slander), and advertising injury that arise directly from your business operations right here in the Phoenix area. It protects your business reputation and finances if a client or third party alleges an incident occurred on your watch.
Commercial Property Insurance: This policy protects your business assets right here – tools, equipment, vehicles, and potentially your business premises – against damage from events like fire, theft, vandalism, or natural disasters specific to the Phoenix region. We help ensure you're covered right here should unforeseen circumstances impact your operations.
Workers' Compensation Insurance: Mandatory for most contractors with employees right here in Arizona, this coverage is vital. It provides essential medical benefits and wage replacement for employees injured on the job, whether it's a construction site mishap right here or a workplace incident occurring within your operational scope right here locally. We assist in securing the appropriate coverage levels right here.
Commercial Auto Insurance: If your contracting business right here relies on company vehicles for transportation to job sites right here across the Phoenix metro area, this specialized insurance is essential. It covers liability and damage to your vehicles involved in accidents, protecting your investment and ensuring you can continue operations right here.
Inland Marine Insurance: This covers valuable equipment and materials transported to job sites right here. It protects against loss or damage during transit or while temporarily stored off-premises, safeguarding your investment in tools and supplies crucial for your projects right here.
Business Owner's Policy (BOP): Often a streamlined option for contractors right here, a BOP typically bundles General Liability and Property Insurance, offering cost-effective protection right here tailored to standard contractor needs.
Commercial Umbrella Insurance: Provides excess liability coverage right here beyond the limits of your primary insurance policies, offering an extra layer of protection right here against catastrophic claims.
Why Choose The Contractor's Choice Agency Right Here?
Choosing an insurance agency that understands the contractor's world is crucial. At CCA, our commitment is focused specifically on contractors like you operating right here in Phoenix. Our team members are knowledgeable about the insurance challenges unique to this industry and the specific risks prevalent right here locally. We pride ourselves on personalized service, taking the time to understand your business model, project types, and risk exposures right here. We provide expert guidance, helping you decipher policy terms and select the appropriate coverage levels right here to meet your specific needs. Our goal is to be a reliable partner, helping you manage risk effectively so you can concentrate on delivering quality work right here in the Phoenix area.
Expert Guidance Right Here in Phoenix
Navigating insurance requirements can be complex. Our team at 4435 E Chandler Blvd Suite 200 is here to simplify the process. We stay informed about insurance regulations and market changes affecting contractors right here in Arizona. Whether you're starting a new business right here, expanding your operations, or simply need a review of your existing coverage, we offer expert advice right here tailored to your situation. We are committed to finding the most competitive rates right here while ensuring you receive the comprehensive protection necessary to safeguard your business and your livelihood right here in the Phoenix community.
Frequently Asked Questions
Q1: What types of contractors do you work with right here in Phoenix?
A1: We specialize exclusively in serving contractors right here in Phoenix, including construction companies, general contractors, subcontractors (like electricians, plumbers, HVAC technicians, roofers, drywaller, painters, etc.), specialty trade contractors, and other businesses involved in building, repairing, or modifying structures right here locally.
Q2: How can I get a quote on insurance for my contracting business right here?
A2: Getting a quote is easy. You can visit our website at https://contractorschoiceagency.com/ and use our online quote tools, or you can call our office directly at 844-967-5247. We'll discuss your specific business needs right here and provide you with competitive quotes tailored to contractors operating right here in Phoenix.
Q3: Do you handle claims for contractors right here in the Phoenix area?
A3: Yes, absolutely. As your local insurance agency right here at 4435 E Chandler Blvd Suite 200, we are committed to assisting you throughout the claims process. Our goal is to make the claims experience as smooth and efficient as possible right here for contractors right here in Phoenix.
Q4: Is my specific type of contracting work covered?
A4: Our expertise is in contractor insurance, and we understand the diverse range of work performed right here locally. While we cover standard risks for various trades, the specifics of your coverage depend on a thorough evaluation of your business operations right here. Contact us right here at 844-967-5247 or visit https://contractorschoiceagency.com/ to discuss your unique situation right here.
Q5: How does your service differ from other insurance agencies right here in Phoenix?
A5: We differentiate ourselves by focusing exclusively on